Unlock your home equity to access cash when you need it with a Home Equity Line of Credit from First Federal Bank of Kansas City. You can use the funds for almost anything, like home renovation projects, debt consolidation or other large expenses. Apply online in under 20 minutes!
No-fee online application
Credit lines up to 90% CLTV
Quick approval process
*APR – Annual Percentage Rate. Introductory APR of 3.99% available until April 30, 2024. Initial APR is fixed for 12 months following account opening date. After the introductory period, the APR will vary for the remaining life of the loan based on the combined loan-to-value (CLTV), which as of 1/1/2024, ranged from 9.25% to 10.50%. Rate offer of 9.25% is based upon a CLTV of 70% or less. The APR will not exceed 15%. There is a minimum loan amount of $10,000 and a maximum CLTV of 90%. Subject to credit approval. Rates are subject to change without notice. Fees range between $200 and $2,000. Introductory Annual Percentage Rate (APR) of 3.99% available on new lines of credit only; introductory rate offer not available for refinances of existing First Federal Bank of Kansas City Home Equity Lines of Credit.